Finance

HELPING YOU PLAN YOUR PATH TO PARENTHOOD

Fertility Financial Assistance & Support Options

At Advanced Fertility Center of Texas (AFCT), we understand that fertility treatment is an investment in your future family. While most of our patients use a combination of insurance coverage, flexible financing, or payment plans, there are select assistance programs for specific situations that may help offset certain costs. We are committed to transparency in pricing and will guide you through all available options so you can make confident, informed decisions.

FINANCIAL PLANNING

Your First Step: Financial Counseling at AFCT

Before starting treatment, our team will guide you through understanding your financial options

1

Review your insurance benefits and explain what's covered

2

Provide a clear estimate of out-of-pocket treatment costs

3

Discuss financing programs with flexible monthly payment options

4

Share information on select grants, discounts, and nonprofit resources that may apply to your situation

MAKING TREATMENT ACCESSIBLE

Flexible Financing & Insurance Options

PAYMENT SOLUTIONS

Flexible Fertility Financing

Spread the cost of IVF, IUI, or fertility preservation into manageable monthly payments with our trusted financing partners.

  • Insurance Benefits - Many insurance plans now include fertility coverage. We'll verify your benefits and help you maximize your plan.
  • Progyny Fast-Track - If your employer offers Progyny coverage, you may have access to expanded IVF and fertility treatment benefits at AFCT.
Couple reviewing financing options

SAVING OPPORTUNITIES

Special Programs & Discounts

Fertility Medication Savings & Support
Fertility medications can represent 20–30% of the total cost of treatment, but AFCT works to help you reduce these expenses wherever possible.

Compassionate Care Program – Offers tiered savings (10%–75%) on fertility medications for patients who:

  • Do not have insurance coverage for fertility meds
  • Meet income-based eligibility requirements
  • Are first-time participants in the program

Benefits include savings for multiple cycles per year through participating pharmacies nationwide

Additional Medication Discounts – Our team researches manufacturer rebates, co-pay savings cards, and mail-order discounts to find the best options for your treatment plan.
Pharmacist helping with medication

TIME-SENSITIVE CARE

Fertility Support for Cancer Patients (Oncofertility)

Time-Sensitive Fertility Preservation Before Cancer Treatment
A cancer diagnosis can be overwhelming. At AFCT, we act quickly to preserve your fertility before treatment begins, often in less than two weeks, so you can focus on recovery with peace of mind.

How We Help Reduce Costs
We know fertility preservation can feel like an added stress during a difficult time. That's why AFCT partners with trusted nonprofit programs such as:

  • Livestrong Fertility – provides significant discounts for fertility preservation medications and procedures for cancer patients.
  • Compassionate Care Medication Program – offers income-based discounts on fertility medications for eligible patients.
  • Other Partner Programs – additional financial support resources may be available depending on your diagnosis, timeline, and individual situation.
During your consultation, we'll review all available options and assist you with applications for any programs you may qualify for.
Fertility Support for Cancer Patients

HONORING YOUR SERVICE

Military Assistance Program

Serving those who serve. We proudly support:

  • Medically retired veterans
  • Veterans or spouses with infertility due to a service-related injury
  • Active-duty military families

Fertility Discounts & Assistance for Military Families
We are proud to support active-duty military, veterans, and their spouses with fertility discounts and assistance programs, including:

  • Special Discounts on Fertility Treatments for veterans and military families
  • Gonal-F® and Cetrotide® Savings Program for uninsured, income-eligible veterans
  • Assistance for service-related infertility caused by injury or medical conditions

Who Qualifies?

  • Active-duty military members or spouses
  • Veterans with service-related infertility
  • Medically retired military personnel without insurance coverage for fertility medications

During your consultation, our team will review eligibility for discounts of up to 25%–75% on fertility medications and potential reduced treatment fees for qualifying veterans

AFCT proudly offers a 10% discount on IVF cycles for military service members and veterans as our way of honoring those who have dedicated their lives to serving our country.
Military Assistance Program

GIVING BACK TO EDUCATORS

Teacher Appreciation Program

AFCT offers 10% off an IVF cycle for licensed school teachers as a way of giving back to those who dedicate their lives to education.

Teacher Appreciation Program

ADDITIONAL SUPPORT OPTIONS

Fertility Grants & Nonprofit Programs

There are limited grants and scholarships available from national and regional organizations. These programs are:

  • Highly competitive
  • Have strict qualification requirements
  • Often cover only part of the cost of treatment

During your consultation, we will let you know if you may qualify for:

  • Cancer preservation grants
  • Cultural or religious-based funding opportunities
  • Other niche nonprofit support programs
Please note: Grant funding is not guaranteed and often has long wait times. For most patients, financing is the fastest way to begin treatment.
Fertility Grants & Nonprofit Programs

Your Next Step

Our team will help you explore all available financial options while keeping your treatment goals front and center.

Fertility Contact Form

Scientific Research

Luteinizing hormone–independent rise of progesterone as the physiological trigger of the ovulatory gonadotropins surge in the human

Fertility and Sterility
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Recipient outcomes in an oocyte donation programme: should very young donors be excluded?

RBMO Oocyte Donation Programme
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