Financial Assistance & Grants
A PARTNER IN PLANNING
Your Investment in Family Building
We understand that managing the cost of fertility treatment is a key part of your journey. Our financial coordinators are your dedicated partners, helping you understand every option and create a plan that works for you.
FINANCIAL PLANNING
Your First Step: Financial Counseling at AFCT
Before starting treatment, our team will guide you through understanding your financial options:
- Review your insurance benefits and explain what's covered
- Provide a clear estimate of out-of-pocket treatment costs
- Discuss financing programs with flexible monthly payment options
- Share information on select grants, discounts, and nonprofit resources that may apply to your situation
MAKING TREATMENT ACCESSIBLE
Flexible Financing & Insurance Options
Spread the cost of IVF, IUI, or fertility preservation into manageable monthly payments with our trusted financing partners.
- Insurance Benefits — Many insurance plans now include fertility coverage. We'll verify your benefits and help you maximize your plan.
- Progyny Fast-Track — If your employer offers Progyny coverage, you may have access to expanded IVF and fertility treatment benefits at AFCT.
SAVING OPPORTUNITIES
Special Programs & Discounts
Fertility Medication Savings & Support
Fertility medications can represent 20–30% of the total cost of treatment, but AFCT works to help you reduce these expenses wherever possible.
Compassionate Care Program — Offers tiered savings (10%–75%) on fertility medications for patients who:
- Do not have insurance coverage for fertility meds
- Meet income-based eligibility requirements
- Are first-time participants in the program
Benefits include savings for multiple cycles per year through participating pharmacies nationwide.
TIME-SENSITIVE CARE
Fertility Support for Cancer Patients (Oncofertility)
Time-Sensitive Fertility Preservation Before Cancer Treatment
A cancer diagnosis can be overwhelming. At AFCT, we act quickly to preserve your fertility before treatment begins, often in less than two weeks, so you can focus on recovery with peace of mind.
How We Help Reduce Costs
We know fertility preservation can feel like an added stress during a difficult time. That's why AFCT partners with trusted nonprofit programs such as:
- Livestrong Fertility — provides significant discounts for fertility preservation medications and procedures for cancer patients.
- Compassionate Care Medication Program — offers income-based discounts on fertility medications for eligible patients.
- Other Partner Programs — additional financial support resources may be available depending on your diagnosis, timeline, and individual situation.
HONORING YOUR SERVICE
Military Assistance Program
Serving those who serve. We proudly support:
- Medically retired veterans
- Veterans or spouses with infertility due to a service-related injury
- Active-duty military families
Fertility Discounts & Assistance for Military Families
We are proud to support active-duty military, veterans, and their spouses with fertility discounts and assistance programs, including:
- Special Discounts on Fertility Treatments for veterans and military families
- Gonal-F and Cetrotide Savings Program for uninsured, income-eligible veterans
- Assistance for service-related infertility caused by injury or medical conditions
Who Qualifies?
- Active-duty military members or spouses
- Veterans with service-related infertility
- Medically retired military personnel without insurance coverage for fertility medications
During your consultation, our team will review eligibility for discounts of up to 25%–75% on fertility medications and potential reduced treatment fees for qualifying veterans.
GIVING BACK TO EDUCATORS
Teacher Appreciation Program
AFCT offers 10% off an IVF cycle for licensed school teachers as a way of giving back to those who dedicate their lives to education.
ADDITIONAL SUPPORT OPTIONS
Fertility Grants & Nonprofit Programs
There are limited grants and scholarships available from national and regional organizations. These programs are:
- Highly competitive
- Have strict qualification requirements
- Often cover only part of the cost of treatment
During your consultation, we will let you know if you may qualify for:
- Cancer preservation grants
- Cultural or religious-based funding opportunities
- Other niche nonprofit support programs